For millions of Americans, hearing aids are an essential part of daily life—improving communication, safety, and quality of life. But the cost of hearing aids often causes sticker shock, and one of the first questions people ask is: Does Medicare cover hearing aids?
Unfortunately, the answer isn't simple. While Original Medicare does not cover hearing aids, there are alternative options like Medicare Advantage plans and nonprofit programs that may help offset the cost. Understanding the difference between types of Medicare coverage is the first step to making an informed decision about your hearing health.
Key Takeaways
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Original Medicare (Parts A & B) doesn’t cover hearing aids or fittings.
Some Medicare Advantage (Part C) plans offer hearing aid coverage or discounts.
Other resources—like VA benefits, nonprofit aid, and OTC hearing aids—can help lower costs.
Does Medicare Cover Hearing Aids?
The most important thing to know is this: Original Medicare, also known as Part A and Part B, does not cover hearing aids or exams for fitting them. That means if you're only enrolled in traditional Medicare, you’ll likely be responsible for the full cost of hearing aids—often $2,000 or more per device.
This exclusion goes back to 1965 when Medicare was created. At the time, hearing aids were considered low-cost consumer products. Today, however, they’re recognized as essential for maintaining communication, preventing isolation, and even slowing cognitive decline in older adults. Despite growing awareness of their health benefits, hearing aids remain excluded from coverage under Parts A and B.
However, there is a limited exception: Medicare Part B may cover diagnostic hearing and balance exams—but only if your doctor orders them to determine a medical condition, such as dizziness, vertigo, or sudden hearing loss. These exams are not covered if they’re simply for the purpose of getting hearing aids.
According to Medicare.gov, “Medicare doesn’t cover hearing aids or exams for fitting hearing aids. You pay 100% for hearing aids and exams.”
Understanding Medicare Parts and What They Include
Before you dive into plan options, it helps to understand how the different parts of Medicare work—especially because hearing-related services can fall into several categories depending on the situation.
Here’s a breakdown of what each part of Medicare covers (and doesn’t) when it comes to hearing care:
| Medicare Part | Covers Hearing Aids? | Related Hearing Services |
|---|---|---|
| Part A (Hospital) | No | Only inpatient hospital stays and limited skilled nursing care |
| Part B (Medical) | No | Covers diagnostic hearing exams if medically necessary (not for fitting hearing aids) |
| Part C (Medicare Advantage) | Sometimes | May include hearing aids, exams, and discounts, depending on the plan |
| Part D (Drugs) | No | Covers prescriptions but not hearing aids or batteries |
The most promising option for hearing aid support lies in Medicare Advantage (Part C), which often includes additional benefits not offered by Original Medicare.
What Is Medicare Advantage (Part C)?
Medicare Advantage plans are offered by private insurance companies and combine the benefits of Part A and Part B while often adding extras like dental, vision, and hearing coverage.
These plans are regulated by Medicare but have flexibility in what additional services they include. That’s why some Medicare Advantage plans include hearing aid coverage, while others don’t. If you’re currently shopping for a plan—or considering switching during open enrollment—hearing aid benefits could be a deciding factor.
These plans often partner with third-party providers like TruHearing or Hearing Care Solutions to offer discounts, provider networks, and negotiated pricing on devices and services.
Here are some typical benefits you might find in Medicare Advantage plans:
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Free annual hearing exams or screenings
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Partial reimbursement or allowance for hearing aids (often $500 to $2,500 per ear)
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Access to discounted hearing aid models through partner providers
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Follow-up care or maintenance (e.g., adjustments, fittings)
It's important to note: plans vary by state, county, and insurer. Just because one Medicare Advantage plan offers robust hearing benefits doesn’t mean another will.
How to Check If Your Plan Covers Hearing Aids
If you're already enrolled in a Medicare Advantage plan—or comparing plans during the annual enrollment window—make sure to check the specific hearing coverage details.
Here’s how you can do that:
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Visit Medicare.gov's Plan Finder Tool and enter your zip code.
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Filter and compare Medicare Advantage plans that include hearing coverage.
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Contact the insurer directly and ask:
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What is the hearing aid allowance or reimbursement amount?
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Are specific hearing aid brands or styles covered?
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Do I have to use in-network audiologists?
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How often can I upgrade or replace my hearing aids?
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Being proactive can help you avoid surprise costs and ensure you're choosing a plan that fits both your hearing needs and your budget.
Find the Hearing Aid That's Right For You
Will Medicare Hearing Aid Coverage Change?
Over the years, multiple bills have been introduced to expand Medicare to include hearing aids. Some of the most notable include:
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Medicare Hearing Aid Coverage Act of 2019
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Medicare Hearing Act of 2019
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Elijah E. Cummings Lower Drug Costs Now Act – included hearing, vision, and dental expansions
These efforts have gained traction, especially as data mounts showing how untreated hearing loss contributes to isolation, cognitive decline, and other health issues. Unfortunately, as of mid-2025, none of these proposals have been signed into law.
That said, there is growing bipartisan support for expanding Medicare’s definition of necessary hearing care. If passed, new legislation could make hearing aids more accessible and affordable for millions of older Americans.
Other Ways to Save on Hearing Aids
If your current Medicare plan doesn’t cover hearing aids, don’t worry—there are still several ways to manage the cost.
Here are some alternatives worth exploring:
Veterans Affairs (VA)
If you're a veteran and eligible for VA healthcare, you may be entitled to free or low-cost hearing aids through the VA. This includes fittings, maintenance, and batteries.
Nonprofit and Community Resources
Several organizations offer financial assistance or refurbished hearing aids:
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Easterseals
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Starkey Hearing Foundation / Hear Now Program
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TPA Hearing Trust
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Local Lions Clubs and Sertoma chapters
These programs typically have eligibility requirements based on income or age, so it’s worth researching what’s available in your area.
Over-the-Counter (OTC) Hearing Aids
In 2022, the FDA approved a new category of over-the-counter hearing aids for adults with mild to moderate hearing loss. These devices are available without a prescription and often cost significantly less than traditional hearing aids—though they may offer fewer customization options.
For many people, OTC hearing aids can be a good starting point while exploring long-term options or waiting for coverage.
Financing Options
Many hearing aid providers, including Audicus, offer monthly payment plans that break down the cost into manageable amounts. Some plans offer 0% APR for qualified buyers.
Tips for Choosing a Medicare Plan With Hearing Benefits
If hearing care is a top concern, it’s smart to review your Medicare Advantage options with a few key questions in mind.
Here are a few things to consider:
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What level of hearing aid coverage is included? (Allowance, discount, copay)
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Does the plan cover follow-up visits or adjustments?
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Do you have to use certain brands or providers?
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Is there a maximum amount covered per year or every few years?
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Are audiologists or clinics near you in-network?
Review the full Summary of Benefits and ask for clarification before enrolling. This ensures your plan aligns with your hearing health goals—not just your budget.
Final Thoughts
Medicare’s approach to hearing aids can feel outdated and frustrating, especially when you or a loved one are trying to stay healthy and connected. While Original Medicare doesn’t cover hearing aids, options like Medicare Advantage, nonprofit assistance, VA benefits, and OTC hearing aids can help bridge the gap.
If you’re shopping for hearing aids or planning your Medicare coverage, take the time to compare plans and ask the right questions. Knowing your coverage—before you buy—can save you time, money, and stress down the road.
FAQs
Does Original Medicare cover hearing aids?
No. Original Medicare (Parts A and B) does not cover hearing aids or exams for fitting them. Diagnostic hearing tests may be covered if ordered by a doctor to investigate a medical issue.
Which Medicare Advantage plans cover hearing aids?
Coverage varies widely. Some plans include a hearing aid allowance (often $500 to $2,500), while others may provide discounts through networks like TruHearing or Amplifon. Always review plan details or speak with a plan representative.
Are hearing exams covered by Medicare?
Medicare Part B covers diagnostic hearing and balance exams if your doctor orders them for medical reasons. Routine exams and fittings for hearing aids are not covered unless you have a Medicare Advantage plan that includes those benefits.
Can Medigap help pay for hearing aids?
No. Medigap (supplemental insurance) only covers costs already included under Original Medicare. Since Medicare doesn’t cover hearing aids, Medigap doesn’t either.
What if I can't afford hearing aids through Medicare?
You may be eligible for help through VA benefits, nonprofit organizations, state vocational rehab programs, or lower-cost OTC hearing aids. Some providers also offer monthly payment plans.
