Most flexible, lowest barrier to entry.
- Flexible payment plans up to 5 years
- Soft credit check — no impact to your score
- 0% APR available for qualified applicants
- Minimum credit score: 500
Best for: Lower credit scores and longer payoff windows.
Enjoy 100 Day Free Trial and Lifetime Hearing Support.
Spread the cost of your hearing aids over flexible monthly payments through Cherry or CareCredit. See your options in under a minute, with no impact to your credit score.
Most flexible, lowest barrier to entry.
Best for: Lower credit scores and longer payoff windows.
Fastest path to 0% if you can pay within 24 months.
Best for: Shoppers who can pay off quickly and want promotional 0% financing.
Check your financing options in under a minute. No impact to your credit score. No pressure.
Pick Cherry for longer terms and a lower credit minimum, or CareCredit for promotional 0% over 24 months.
Answer a few questions on the partner’s secure site. A soft credit check means no impact to your score.
Review the monthly payment and term you qualify for. Approvals are typically instant.
Return here or call a specialist to pick your hearing aids. Your financing is applied at checkout.
"I felt good about the people, the company, and the fact that Audicus wants me to have a good experience."
Gene S. - Des Moines, IA
"I have been a customer for years and it seems to only get better. Nice people and great care with incredibly updated tech."
Ann L. - Scottsdale, AZ
"I can finally stop reading lips – I can hear! It's difficult when you're a social person to not be in the conversation but with hearing aids, I don't miss a thing."
Jack S. - New York, NY
Still unsure? A specialist can walk you through your options over the phone.
No. Both Cherry and CareCredit use a soft credit inquiry to check your eligibility, which does not affect your credit score. You’ll only see a hard credit check if you accept an offer and complete a full loan application.
Cherry’s minimum is 500, making it our most accessible option. CareCredit typically looks for a score of 620 or higher. Final approval is always determined by the lender.
Prequalification decisions are typically instant. If approved, you’ll see your payment options right away and can use them toward your Audicus purchase.
Once you’re approved, you can shop hearing aids on audicus.com or call a specialist. At checkout, select your financing partner and enter your approval details. Your purchase is paid in full to Audicus and you make monthly payments to the partner.
Yes. Both Cherry and CareCredit allow early payoff with no prepayment penalty. Paying early may help you avoid interest charges on promotional plans.
If you return your hearing aids during the 100-day risk-free trial, Audicus issues a full refund to your financing partner. Your loan balance is adjusted accordingly. Any interest already paid on promotional plans may still apply — check with your partner for specifics.
In most cases, yes. You can use HSA or FSA funds toward your down payment and finance the remaining balance. Insurance reimbursements vary by plan. A specialist can walk you through the combination that works best for your situation.